Banking & Financial Services
Closed a hidden source of losses across the payments estate
Three sets of records that never agreed, brought under one automated check.
Situation
At the close of every settlement cycle, three sets of records had to be matched by hand: the switch, the ledger, and the bank. They rarely agreed, mistakes surfaced days late, and some of those gaps were quiet, real losses.
Action
I designed a control that pulls the three sources together, matches them automatically, and raises only the genuine problems for a person to judge. I set it as the standard way this is done, and treated it as loss prevention across the estate rather than routine bookkeeping, so the effort went where the money was.
Impact
Problems that once took days to find now surface in minutes, the finance team was freed from manual matching, and a steady leak of small, unnoticed losses was shut off.
Insight
Some of the most valuable architecture is invisible. One well placed control can quietly protect money across the whole business.
Where it ran
GhIPSS net settlement + RTGS / GACH, partner nostro accounts
Figures for this engagement are available on request.
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Fully remote worldwide, open to global opportunities. Working across US and EU time zones from Accra, Ghana.