Fintech & Payments
Made money sent from abroad land in a mobile wallet in seconds, not the next day
A payout layer that screens, converts, credits, and reconciles, without ever losing a transfer.
Situation
Money sent home from abroad was arriving a full day late and failing quietly when a wallet could not be found. It hurt trust on the most emotional payment a customer makes, and it had to satisfy the central bank's remittance, currency, and sanctions rules.
Action
I designed a payout layer that sits between the foreign money transfer company and the local rails. It screens the payment, converts the currency, finds the right wallet, credits it in real time, and reconciles back to the sender, with safe retries so no transfer is ever paid twice or lost.
Impact
Money now reaches wallets across every network in seconds, with high success rates and far fewer where is my money complaints. The return path is built as carefully as the successful one.
Insight
Remittance reputations are won or lost in the failure cases: the wallet that cannot be found, the rate that moves, the partner that runs short. You engineer the way back as carefully as the way forward.
Where it ran
GhIPSS MMI + BoG Inward Remittance rails
Figures for this engagement are available on request.
Let's talk about your platform.
Fully remote worldwide, open to global opportunities. Working across US and EU time zones from Accra, Ghana.